“EXPLORING DETERMINANTS OF E-BUSINESS ADOPTION IN SMES: A SYSTEMATIC LITERATURE REVIEW”, Jur. Kemanusiaan, vol. 19, no. 2, pp. 14–25, Dec. 2022, Accessed: Jul. 24, 2026. Available: https://jurnalkemanusiaan.utm.my/index.php/kemanusiaan/article/view/423